15 Best Cycle Under 20000 in India [December, 2023]

Getting your first bike or upgrading your cycle is an exciting experience. With so many options to choose from, it can get overwhelming to pick the best one. This comprehensive guide will help you find the ideal cycle under Rs. 20,000 for your needs in India.

We’ve researched and curated 15 of the best cycles under 20000 based on features, performance, quality and value. Read on to find detailed reviews, key features, user feedback and our expert recommendations on each one.

1. Urban Terrain UT1000S26 Yellow Steel Mountain Cycle with 21 Shimano Gear and PAN India Free Installation Services, Cycling Event, Diet Plan & Ride Tracking App by cultsport (17 Inch Frame,Unisex)

Shop Now

Shop Now

Key Features:

• Sturdy steel mountain bike frame with 26 inch wheels
• 21-speed Shimano gears for easy climbing
• Front and rear mechanical disc brakes for responsive braking
• Free pan-India installation, cycling events, diet plans and ride tracking app
• 1 year frame warranty and 6 months parts warranty

With its durable steel frame, 21-speed gears and disc brakes, the Urban Terrain UT1000S26 is equipped for mountain biking on rugged terrain. The free installation, cycling events and ride tracking app add value. Users praise its stability, gear shifts and braking. Our experts found it comfortable for long rides with its adjustable seat and ergonomic handlebar. For an affordable feature-packed MTB under 20K, this is a top contender.

2. Hero Sprint Riot 26T MTB Geared Cycle 21 Speed Shimano Gears with Dual Disc | Front-Suspension | Multi-Speed |Navy Blue | Ideal Age 12+ Years for Men and Women | Unisex

Shop Now

Shop Now

Key Features:

• Sturdy MTB frame with 26 inch wheels
• 21-speed Shimano Tourney gears
• Front suspension fork absorbs bumps
• Front and rear disc brakes for all-weather braking
• 1 year warranty on frame and 6 months on parts

With a front suspension fork, 21 gears and dual disc brakes, the Hero Sprint Riot 26T is designed for stability and control on uneven terrain. Users love its smooth gear shifts, shock absorption and value for money. Our experts found the adjustable saddle and handlebar positions make it comfortable for teens and adults. For an affordable feature-rich 26” MTB from a reliable brand, this is a great choice under 20000.

3. CRADIAC – Gunner PRO | 700 _35 C Alloy Hybrid Bike | Shimano Powered | Fully Fitted, TEAL BLUE

Shop Now

Shop Now

Key Features:

• Lightweight alloy hybrid frame with 700c wheels
• 21-speed Shimano Tourney gears for easy climbing
• Front and rear mechanical disc brakes
• 1 year frame warranty and 6 months parts warranty

The CRADIAC Gunner Pro combines an alloy frame with 700c wheels for a fast and responsive ride. With 21 gears and dual disc brakes, it can tackle both flat roads and slopes easily. Users love its smooth shifting, stylish looks and high quality. Our experts found the adjustable stem, saddle and handlebar provide a customizable fit. For a versatile and lightweight hybrid under 20K, this is a great choice.

4. CRADIAC – Gunner PRO MAX | 700_ 35 C Alloy Hybrid Bike | Shimano Powered | Unisex, TEAL BLUE

Shop Now

Shop Now

Key Features:

• Lightweight alloy hybrid frame with 700c wheels
• 21-speed Shimano Tourney gears
• Front suspension fork absorbs bumps
• Front and rear mechanical disc brakes
• 1 year frame warranty and 6 months parts warranty

With a front suspension fork added, the Gunner Pro Max provides extra shock absorption on uneven roads. It retains the lightweight alloy frame, 21 gears, disc brakes and adjustable fit of the standard Gunner Pro. Users praise its comfortable ride, smooth shifting and stylish looks. For a versatile hybrid with front suspension under 20K, our experts recommend this as a top pick.

5. Omobikes Ladakh X7 Hybrid Cycle 7 Speed Shimano Gears | 19″ Alloy Frame | Lockout Suspension | Dual Disc Brakes | 700C 29T Tire | Ideal for 15+ Years Unisex Adult (Yellow)

Shop Now

Shop Now

Key Features:

• Lightweight alloy hybrid frame with 29” wheels
• 7-speed Shimano gears for cruising speed
• Lockout front suspension fork
• Front and rear disc brakes for all-weather stopping
• 1 year frame warranty and 6 months parts warranty

With its alloy frame, 29” wheels and 7 gears, the Omobikes Ladakh X7 is designed for speed on flat roads. The lockout suspension fork provides shock absorption when needed. Users praise its lightweight agile handling and value for money. Our experts found it ideal for fitness riding and daily commuting under 20K. The adjustable stem and seat allow customised fit too.

6. Avon Buke Bicycles Salvo 29T MTB Wheel Size:29 inches | High-Tensile Alloy Frame:18.5 inches | 21-Speed Shimano Gear Front Suspension | Dual Disc Brakes | Double-Wall Alloy Rim (Blue Matt Finish)

Shop Now

Shop Now

Key Features:

• Lightweight alloy hardtail MTB frame with 29” wheels
• 21-speed Shimano gears to conquer slopes
• Front suspension fork absorbs bumps
• Front and rear disc brakes for all-weather stopping
• Double-walled alloy rims for durability

With its alloy frame, 29” wheels and 21 gears, the Avon Salvo 29T is equipped for off-road adventuring. The front suspension smoothens out bumps effectively. Users love its stability, gear range and stopping power. Our experts found the ergonomic handlebar and adjustable stem/saddle provide a tailored fit. For a capable featured-packed 29er MTB under 20K, this is a top recommendation.

7. Vaux Joggers Fat Bike Cycle for Men with 21 Speed Gear & Aluminum Alloy Frame, Big Tyre Cycle for Boys 15 Years with 26×4.0inch Tyres, Lockout Front Suspension Fork & Double Disc Brakes(Blue)

Shop Now

Shop Now

Key Features:

• Sturdy fat bike frame with 26” x 4” fat tires
• 21-speed Shimano gears to power over any terrain
• Front suspension fork with lockout
• Front and rear disc brakes for controlled stopping
• 1 year frame warranty and 6 months parts warranty

With its fat tires, 21 gears and front suspension, the Vaux Joggers fat bike can cruise over sand, snow and trails. The mechanical disc brakes provide all-weather stopping power. Users praise its traction, customisable fit and durability. Our experts found it stable and comfortable for off-road fun. For an affordable fat tire bike under 20K, this is a great choice.

8. Omobikes Alloy Hybrid S21 Alloy Frame Hybrid Cycle 21 Speed Shimano Gears | Dual Disc Brakes | 700C 29T |15+ Years Unisex Adult (Blue 19″ Frame, Zoom Lockout Suspension 80mm)

Shop Now

Shop Now

Key Features:

• Lightweight alloy hybrid frame with 700c wheels
• 21-speed Shimano gears to tackle slopes
• Lockout front suspension smoothens bumps
• Dual disc brakes for all-weather stopping power
• 1 year frame warranty and 6 months parts warranty

The Omobikes Hybrid S21 combines an alloy frame and 700c wheels for speed with 21 gears and front suspension for control over uneven roads. Users love its smooth gear shifts, shock absorption and value. Our experts found the adjustable stem, saddle and handlebar provide a customisable fit. For a versatile featured hybrid under 20K, this is highly recommended.

9. Fittrip Mutant Fatbike 24 Speed Microshift Gears | Jak 7 Dual Disk Brakes | Hydrographic Paint | Lifetime Frame Warranty

Shop Now

Shop Now

Key Features:

• Sturdy steel fat bike frame with 26” x 4” fat tires
• 24-speed Microshift gears for ultra-wide range
• Front and rear mechanical disc brakes
• Unique hydrographic paint finish
• Lifetime frame warranty

With its fat tires, 24 gears and disc brakes, the Fittrip Mutant can power over any terrain and weather conditions. The hydrographic paint finish provides standout looks. Users love its stability, customisation options and durability. For an attractively priced fat bike under 20K with a lifetime frame warranty, our experts highly recommend this.

10. Fat tyre Folding Cycles Bicycle Dual Suspension Fat Mountain Bike with 26X4 INCH Wheels and with 21 Speed Gears 26 T Fat Tyre Cycle (21 Shimano Gear) for Unisex Adults (White.01)

Shop Now

Shop Now

Key Features:

• Foldable steel fat bike frame with 26” x 4” tires
• 21-speed Shimano gears for climbing ability
• Rear suspension smoothens out bumps
• Front and rear disc brakes for controlled stopping
• Foldable design for easy storage and transport

The Fat Tyre Folding Cycles fat bike combines fat tires with folding design for off-road adventures and easy portability. With 21 gears and rear suspension, it can tackle uneven terrain. Users praise its traction, foldable convenience and affordability. Our experts recommend it for RVing, camping or urban commuting under 20K.

11. Cockatoo CBC-05 Elite Series 26T & 21 Speed Road Cycle with Shimano Derailleur (DIY Installation, 2 Year Warranty) (Orange)

Shop Now

Shop Now

Key Features:

• Sturdy steel road bike frame with 26” wheels
• 21-speed Shimano gears for cruising speed
• Reliable caliper brakes for smooth stopping
• Bright colour options including orange, green, blue
• 2 year frame warranty

The Cockatoo CBC-05 combines a durable steel frame with 21 gears for versatility at an affordable price. Users love its vibrant colours, smooth shifting and easy DIY assembly. Our experts found it provides a comfortable upright position well-suited for daily commutes under 20K. This is a good entry-level geared road bike.

12. CAYA Split 29″ Cycle with Disc Brake & Suspension Gear Bike (Yellow & Orange) I Ideal for: Adults Above 14 Year I Frame Size: 18.5″ | Ideal Height: 6 ft and Above I Unisex Road Bike | 90% Assembled

Shop Now

Shop Now

Key Features:

• Lightweight alloy hybrid frame with 29” wheels
• 21-speed Shimano gears with front derailleur
• Front mechanical disc brake for reliable stopping
• 90% pre-assembled for easy DIY setup
• 1 year frame and 6 months parts warranty

The CAYA Split combines an alloy frame and 29” wheels with 21 gears and front disc brake. Users praise its lightweight agile handling and easy assembly. Our experts recommend it for tall riders due to its large 18.5” frame and 29er wheels. For a fast hybrid under 20K with reliable disc braking, this is a good choice.

13. Leader XR-5 29T 21-Speed Alloy MTB Cycle Free Pan India Installation| Dual Disc Brake and Front Suspension Ideal for 12+ Years Unisex | 18 Inch Frame | Black

Shop Now

Shop Now

Key Features:

• Lightweight alloy hardtail MTB frame with 29” wheels
• 21-speed Shimano gears for climbing ability
• Front suspension fork smoothens out bumps
• Dual disc brakes for all-weather stopping
• Free pan-India installation

With an alloy frame, 29” wheels, 21 gears and front suspension, the Leader XR-5 is equipped for off-road rides. Users praise its smooth gear shifts, shock absorption and stopping power. Our experts recommend getting the free installation for proper setup. For a lightweight 29er MTB under 20K, this is a good choice.

14. Omobikes Ladakh X21 Hybrid Cycle 21 Speed Shimano Gears 19″ Alloy Frame | Lockout Suspension | 700C 29T Tire | Ideal for 15+ Years Unisex Adult (Black-Yellow)

Shop Now

Shop Now

Key Features:

• Lightweight alloy hybrid frame with 700c wheels
• 21-speed Shimano gears for versatility
• Lockout front suspension fork
• Reliable V-brakes for smooth stopping
• 1 year frame warranty and 6 months parts warranty

The Omobikes Ladakh X21 combines an alloy frame with 700c wheels, 21 gears and front suspension for speed and shock absorption over uneven terrain. Users love its adjustable fit, smooth gear shifts and value for money. Our experts recommend it as a well-equipped hybrid under 20K for fitness and urban riding.

15. Firefox Bikes – Bad Attitude Grunge Neo 29T Shimano Geared 21 Speed | Mountain Bike Unisex Cycle| Red-Black | 17 inches Frame | Ideal for 12+| First Free Service on Frame, Front

Shop Now

Shop Now

Key Features:

• Lightweight alloy hardtail MTB frame with 29” wheels
• 21-speed Shimano gears for climbing gears
• Reliable V-brakes for all-weather stopping
• 1 year frame warranty plus first free service

With its alloy frame, 29” wheels and 21 gears, the Firefox Bad Attitude Grunge Neo is equipped for off-road trails. Users praise its lightweight agile handling, smooth shifting and durability. Our experts recommend getting the free first service for proper maintenance. For a value-for-money 29er MTB under 20K, this is a good option.

Comparison of Best Cycles Under ₹20000

How to Choose the Best Cycle Under 20000 in India

Follow this guide to pick the ideal cycle under 20000 for your needs:

• Identify how you will use the cycle – Casual city riding, fitness cycling, adventure trails? Choose a cycle type accordingly.
• Consider wheel size – 26” for stability, 29” for speed or fat tires for rugged terrain.
• Compare gearing – More speeds offer wider gear range. 21-speed is common in this range.
• Check brake type – Disc brakes provide all-weather stopping power. V-brakes are lighter and affordable.
• Suspension – Front suspension absorbs shocks well for uneven roads. Lockout allows you to turn this on/off.
• Frame material – Steel is affordable but heavy. Alloy is lighter, stronger but costs more.
• Compare features & components – Shimano gears, alloy rims and adjustable stem/saddle add value.
• Warranty – 1 year frame and 6 months parts warranty are common. Some offer longer coverage.
• Servicing – Free installation, maintenance checks etc add convenience.
• Reviews & tests – Experts tests and user reviews identify the genuine quality cycles.

Buying from reputed brands ensures you get quality and after-sales support too. Test ride the shortlisted cycles to pick the best one for your needs and riding style.

Types of Cycles Under ₹20000 in India

Here are the common types of cycles available under Rs. 20,000 in India:

• Mountain Bikes (MTBs) – For off-roading with sturdy frames, wide tires, suspension forks and multiple gears. Hardtail MTBs have front suspension while full suspension have front and rear.
• Road Bikes – For speed and distance on paved roads with lightweight frames, skinny tires and gearing optimised for speed.
• Hybrids – Versatile cycles combining MTB comfort and road bike speed for city roads. Have front suspension, wider tires and upright position.
• Cruisers – Casual bikes for relaxed riding with sweeping handlebars, wide seats and balloon tires. Simple single speed or 3-speed versions.
• Fixies/Track bikes – Single speed cycles without freewheel, optimised for track racing. Require expert handling.
• Fat Tire Bikes – For riding on loose surfaces like sand or snow with oversized 4” wide tires and stable handling.
• Folding bikes – Compact folding design for easy storage and transport. Smaller wheels suit shorter rides.

Cycle Care and Maintenance Guide

Follow these tips to keep your cycle running smoothly for years:

• Clean the cycle regularly using a wet cloth. Hose it down gently to remove mud or dirt. Avoid high pressure water that can enter bearings.
• Lubricate the chain periodically using wet lube or dry wax based lubes. This reduces friction and wear.
• Check tire inflation pressure regularly. Inflate to the recommended pressure marked on tires for optimal performance. Low pressure causes punctures.
• Inspect brake pads for wear. Replace when worn out. Keep braking surfaces clean of oil and grease.
• Get a professional tune-up done annually to adjust gears, brakes, wheels and inspect components. This improves performance and safety.
• Learn basic repairs like fixing punctures, adjusting brakes/gears yourself. Carry a pump, spare tubes, chain lube, tools when riding.
• Store the cycle protected from rain, sun and humidity. Avoid leaning it against walls to prevent scratches. Hang it or use a cycle stand.

Regular care and maintenance will enhance your cycling experience while reducing costly repairs.

FAQs about Best Cycle Under 20000 in India

Q. Which is the best cycle brand under 20000?

Some of the best cycle brands in India under Rs. 20,000 are Hero, Avon, Firefox, Cosmic, Mach City, Montra, TI Cycles, Trekker, Btwin, Ninety One, Leader and Ridley. They offer reliable quality cycles backed by service support.

Q. Which gear cycle is best for adults under 20000?

21-speed cycles from reputed brands provide a good gear range for most riding conditions within Rs. 20,000. Go for dual disc brakes for reliable all-weather stopping. Alloy frames are lighter. Look for adjustable stems, saddles and ergonomic handlebars for comfortable fit too.

Q. Are MTBs or road bikes better under a 20K budget?

MTBs provide more versatility for uneven Indian roads.

Q. What bike size should I get?

Choose frame size based on your height:

• 5’0″ to 5’3″ – 14 to 15 inch
• 5’3″ to 5’6″ – 15 to 16 inch
• 5’6″ to 5’9″ – 17 to 18 inch
• 5’9″ to 6’0″ – 19 to 20 inch
• 6’0″ and above – 21 to 22 inch

Visit a store and test ride cycles to determine your ideal size based on standover clearance.

Q. Which is better – steel or alloy cycle frames under 20000?

Alloy frames are lighter, rust-proof and stronger but cost more. Steel frames are affordable but heavier. Both offer durable performance if maintained well. Alloy is better if you want lightweight.

Q. What cycle accessories should I get?

Essential accessories include a helmet, pump, puncture repair kit, lock, reflectors and lights. You can also add accessories like mudguards, bottle cage, phone holder, cycling computer etc. as per your needs.

Q. Where can I find genuine cycles under 20000?

Reputed online stores like Amazon provide a range of tested, certified cycles from brands with warranty support. Their certified resale programs also offer great value. Visit reputed local cycle shops to test ride models as well.

Q. How much does cycle servicing cost?

Basic servicing including cleaning, lubrication, adjustments costs Rs. 300-500 at most shops. More extensive annual tunes cost Rs. 1000-1500. DIY cleaning and lubrication further reduces this cost.

Q. Which is the best gear cycle under 20000?

For the best geared cycle under Rs. 20,000, we recommend 21-speed hybrid bikes and MTBs from reputed brands like Avon, Hero, Firefox, Mach City and Montra. The wide 21-speed gear range handles varied terrain. Look for light alloy frames, dual disc brakes for all-weather stopping power and front suspension for shock absorption over bumps.

Q. Which cycle is best in India under 20000?

The best cycles under Rs. 20,000 in India are versatile hybrids and rugged MTBs from brands like Hero, Mach City, Avon, Firefox and Montra. Key features to look for are alloy frames for light weight, dual disc brakes, 21-speed gears, front suspension and ergonomic fit. They provide great value for money with reliable performance.

Q. Which MTB cycle is best under 20000?

For the best MTB under Rs. 20,000 look at geared cycles from Avon, Hero, Firefox and Montra. Durable alloy frames, wide 29” or 26” tires, 21-speed gears, front suspension forks and dual disc brakes make them ideal for trails and uneven roads. Adjustable stems, saddles and ergonomic handlebars provide a comfortable fit too.

Q. Which cycle brand is better?

Some of the best cycle brands in India for quality and value are Hero, Avon, Mach City, Firefox, Montra, TI Cycles and Ridley. They offer a range of reliable, affordable cycles for Indian conditions backed by service support. Test ride models from reputed brands to pick what suits your needs and budget.

We hope this guide helps you pick the ideal cycle under 20000 to match your needs and riding style. Ride safe and have fun cycling!